Like the other states, Georgia requires you to have auto insurance on all the vehicles you drive on its roadways. Whether you're new to Georgia or you've lived there for a long time, it's important to make sure you have the right auto insurance for all your cars and trucks. That's why it's necessary to work with the right insurance agent, so you can get your questions answered and your policy and coverage needs met. There are basic levels of insurance that you are required to have on your vehicles, but there are also other coverage options to consider, some of which you may want or need.
For example, people who finance their vehicle in Georgia are generally required to have comprehensive and collision insurance, to protect the interests of the lender. For those who don't owe money on their vehicles, these higher levels of coverage are generally not necessary. It is a wise investment, though, to make sure you are financially protected from fire, theft, glass damage, and other concerns that could happen to their car. An insurance agent can help you decide whether you need or want other levels of coverage, or if you would be better off with only what the state requires you to have.
Both options can be good, depending on the amount you want to spend on your insurance premiums and the overall value of your car. Your driving record will affect the cost of the insurance you want, as well, so that's something to consider when you're deciding on coverage options. By working with your agent, you can get great information about Georgia auto insurance plans and how much you need to properly cover yourself and protect your financial interests. Whether you have an accident, your car is stolen, or something else happens to you behind the wheel, good insurance is a vital part of financially protecting you and others on the road.